Price
$299,000
Bedrooms
3
Size
1,512 sq ft
Land
1+ acre, no HOA
For sale in Lake City, Florida
Replaced in 2026
Photos, the full spec sheet, and a straight answer on what it takes to finance it.

Somebody spent real money on this house and then priced it at $299,000.
The money went where it costs a buyer the most. The roof, the gutters and the water heater were all replaced in 2026. The well got a new pump and a new bladder tank, with water filtration added on the line.
Then the inside was redone. New luxury vinyl plank runs through the whole house, and the kitchen got solid wood cabinets, granite counters, a farmhouse sink and all new appliances. Outside, there's a custom front patio and a side patio with retractable shades.
Those are the repairs most buyers end up paying for in their first few years. Here, they're done. The full list is below, grouped by where the work was done.
Want the paperwork behind any of this? Ask me for the receipts and I'll send what I have.
Send this over and I'll get you the full photo set, the spec sheet, and what it actually takes to finance it. Jon Jackson, Herron Real Estate, Lake City.
The number that stops most people from buying is the down payment, and the number in their head is usually wrong.
Columbia County sits inside the USDA rural eligibility map, which means zero down is on the table for buyers who qualify. This home accepts FHA and VA financing as well.
USDA
Columbia County sits inside the rural eligibility map.
FHA
Accepted on this home.
VA
Accepted on this home.
I'm not going to tell you that you qualify, because I don't know yet. I'll tell you it's worth twenty minutes to find out.
Homes in Columbia County are averaging 108 days on market, up from 80 a year ago. Every agent in town will tell you that means act fast. It means the opposite.
You can see this house twice before you decide. You can bring your dad. You can ask when the well was serviced last, and wait for a real answer. Slower markets are the ones where buyers get treated well, and this is one.
108
Days on market
now
80
Days on market
a year ago
Everybody has a guy. A guy for tires, a guy for the AC, somebody you text before you spend real money. Most people don't have one for this, and buying a house is the biggest thing they'll ever sign.
You send me a listing, I tell you what's wrong with it. You ask me anything at all, and you get a straight answer.
Jon leads The Legacy Group at Herron Real Estate, from Lake City to the coast.
Call or text Jon
Email Jon
Ask me anything about it, including the parts nobody explains.